Thursday, March 25, 2010

Brilliant Ideas are Created



There are ways to create alternative energy from waste. This is a brilliant idea that not many people are aware of. You might like to know that a company by the name of N-Viro International Corporation develops and licenses its technology to municipalities and private companies. Their patented processes use lime and/or mineral-rich, combustion byproducts to treat, pasteurize, immobilize and convert wastewater sludge and other bio-organic wastes into biomineral agricultural and soil-enrichment products with real market value. The company has generated sales in excess of $40 million dollars, since its initial public offering in October of 1993. With this huge share market capitalization, no wonder investors are ever ready to put in their money and faith in this brilliant idea and trust this company to deliver more profits. Their web site is at http://www.nviro.com where you can browse for more details.

And personally, I have been reading books on the stocks and to learn how to interpret financial reports in the newspapers. Also, I have recently open an online share trading account with Public Bank but am not in a hurry to trade yet until I know all the facts and figures and how to make money from the stock market. It is important to know how to read the charts and predict bull runs to make a gain. I plan to be a fundamental analysis investor or long term investor and not short term investor or also known as technical analysis investor.

Smart Money Management

To manage your money wisely, it is good to invest in some money instruments and let it grow quicker compared to just leaving it in the bank. There are government bonds to buy with higher returns yet with low risks or guaranteed capital. To be rich quicker, you need to make your money work for you by making it grow faster. Some people are made millionaires investing in the stock market while many others are burnt. To make money in the stock market like Warren Buffett, you need to buy low and sell high. For this to happen, buy when there is a recession, bad news, panic selling, etc and sell when there is bull run. You can also calculate the intrinsic value of the company to know when to hold on and when to let go in the stock market.

Tuesday, March 23, 2010

Prescription Glasses on the Cheap

With many people being retrenched and slow economic recovery, saving money is very important. Instead of paying more than $100 for prescription glasses, you can now hop over to Zenni Optical for frames ranging from as low as $8 upwards. The reason they are able to offer such bargain prices way below market rate is that the glasses are manufactured in China, thus saving you lots of money. If you are in no hurry to get your prescription glasses, than you can check out the link for the various frames to choose from and with their corresponding prices that are very affordable. Besides, a penny saved is a penny earned and if your whole family wears glasses, then you can order in bulk - saving you more money.

Meditate on His Word

God’s Word says we should meditate on His Word day and night and then we will be like a tree planted by rivers of living water and everything we do will prosper. One way to help meditate on His Word throughout the day is to make your rest time a time of meditation. I have seen with my own eyes those who meditate on God's word really prosper especially in the teaching of grace and undeserved favor. A good chapter to read in the Old Testament would be the book of Proverbs and to meditate on the New Testament. I have also experienced it myself and am now living the blessed life. In my school days, I would spend a lot of time reading and meditating the Bible scriptures which have transformed me by the renewal of my mind daily. In the past, I have also memorised more than 50 verses but you don't have to do all that. You can just meditate on one or two that mean the most to you at that point in time. Right now, I have more than I need and earning a comfortable income working from home for a good Christian boss. God has indeed blessed me.

Sunday, March 14, 2010

Just Opened a Gold Investment Account

If I have the excess cash, I will surely invest to buy gold bars. Just a few days ago, I went to Public Bank to open GIA or Gold Investment Account and bought 40gm of gold for nearly RM5,000. The gold price was about RM123.18 per gram. I can only sell it 1 year later and need to keep it for at least a year. If you do not know, gold has been increasing steadily over the last 10 years and when I was small, it was only RM20 a gram! It has increase many folds by leaps and bounds to more than RM120 a gram now. I also own a few gold jewellery pieces over the years to wear for festive occasions. Gold is an investment not to be missed and unlike stocks, the price has been increasing steadily and not like roller coaster rides that may cause a heart attack in the stock market. I am pretty pleased with my investment knowing that it will appreciate in price over some time and will not be subjected to inflation.

Sunday, March 7, 2010

I can hardly keep up with who the speaker is

My local church has decided to cut costs by not giving out the church bulletin on a weekly basis. It is now every 2 months! Now I can hardly keep up with who is the speaker for the following week and decided to skip it yesterday. But guess what, my favourite speaker was talking yesterday and I completely forgot that the holy communion is given out on the first Sunday of every month. So, I missed that as well! I still miss going to New Creation Church that is so annointed and blessed with healing ministries for the sick. This is one of the best churches that I have attended.
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