Monday, May 9, 2011
Going to the Bank Today
I was on a business trip last week when I got a call from Public Bank requesting me to go there and discuss about my investment in government bonds that has matured and money put back into my savings account. I am not sure what the bank officer wants to discuss with me about but I need to weigh the pros and cons of further investment that involves unit trusts or share market. With uncertainty in the Middle East, and Japan's problems, the share market is very volatile and I never believe in putting my hard-earned money there. And I don't plan to invest in properties as money put in properties are illiquid. You cannot withdraw immediately or sell immediately and you will need emergency cash if anything happens.
I have a Good Stable Job
I only blog on a part time basis and not glued to blogging all the time. I have a full time job you know. And I get to work from a home office, enjoy perks like occasional travels now and then and earn by commissions. Sometimes my commissions are more than my basic salary. Suffice to say, I can live comfortably as long as I am working and that is why I need to save up for my retirement for them to be golden years ahead and not woeful one where some people have to beg in the streets. I work alone at home, no more obnoxious colleagues and I have a very understanding boss. And I thank God for my blessings now.
Trained as a Lawyer
I have a nephew who is a lawyer and trained in Australia. He did very well for his pre-university exams and got offered a job even before he graduated. By now I am sure he is a practicing lawyer in Australia. In Singapore, it is not easy to get to study for a law degree in the National University of Singapore or simply abbreviated as NUS. You need to exercise self-supremacy, have an extroverted character and gung-ho attitude. This attributes are needed because you need to be able to fight a case for your client in court and to win. That is where Topamax lawsuit comes in where you can make claims for your clients who are victimized. You also need to have a winner's attitude and not be too emotionally attached to your clients.
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Got paid for my bonds
Today I received RM 205 in my Public Bank account for bonds invested some time back. It gives higher returns than Fixed Deposits which is at 5% compared to 2.75% for FD. The bonds are at 3 years maturity. Tomorrow, my 2 fixed deposits at Maybank will mature after 1 year tenure and I am going to put for monthly maturity compared to yearly. I always keep track of my finances and how much I have accumulated. This will give me an indication on how much to spend and whether I have reached my targeted savings. Making money and earning it is fun!
Wednesday, May 4, 2011
Ministry in Writing
My blog here is my ministry in writing. Some anonymous fella emailed me if I am interested in his ministry in writing where he will set up a web site and emailed bloggers like me to contribute. Well, I blog for one purpose and that is to make money. It kills two birds with one stone as I also get to do ministry in writing for this blog. Since I don't know who this fella is, I did not reply. Besides, he is using a pseudonym and this turns me off. I prefer to deal with the real person and not someone else hiding behind another name. For all you know, he might be using bloggers like me to earn revenue to his sites.
Tuesday, April 19, 2011
God is Good - All the Time
Don Moen made the song famous by singing the song 'God is Good, All the Time'. The recent earthquake and tsunami in Japan is not from God but is a result of the fallen nature of man when Adam disobeyed God and ate the apple from the forbidden tree of Good and Evil. Since then, the earth has been cursed and disease and sickness began. Men started to grow old, age and die. This was not the original plan that God has for mankind. Man was supposed to live for eternity and enjoy life here on earth. But alas, it was not to be! Because of the disobedience, Adam was cast out from the Garden of Eden and had to slought hard to bring food to the table and labour started. Since Eve tempted Adam, women has to suffer going through painful labour in order to give birth. So, that was how it is today.
Friday, April 8, 2011
Humble Thyself
Those who humble themselves will be exalted but those who exalt themselves will be humbled. This is a verse from the Bible but I have forgotten where I read it. In everything that we do, when we achieved success, we need to stay grounded and not let the success get into our heads. Stay humble and people will be attracted to you. Don't have false pride. Pride was the very reason Lucifer was kicked out from heaven as he wanted to be like God and to be worshipped. We don't worship angels as they are created beings. We only worship our creator, our Heavenly Father. As long as you stay humble, there should be no problems working for others and to have good relations with people you come across.